Here is our list of high yield bank accounts (mostly online or direct banking) that you can use to judge the competitiveness of your bank's interest rates. For this list, we chose to showcase accounts that have, or have at least had, an interest rate greater than 2% and a maximum requirement of no more than $1,000 to obtain the advertised APY. The accounts also have to be FDIC insured. Historical rates can be found by using the navigation tabs at the bottom of the spreadsheets.
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