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	<title>DumbAgent.com &#187; Saving Money</title>
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	<description>Ceteris Paribus... Somewhat</description>
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		<managingEditor>ocean@dumbagent.com ()</managingEditor>
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		<category>Economics and Finance</category>
		<ttl>1440</ttl>
		<itunes:keywords>Economics, Finance, Theory, Education, Markets, Investing, Econ, Mathematics</itunes:keywords>
		<itunes:subtitle></itunes:subtitle>
		<itunes:summary>Audio posts of Dumbagent.com: Portal for discussion of Economics and Finance, Economic and Financial Theory, and related subjects. </itunes:summary>
		<itunes:author></itunes:author>
		<itunes:category text="Education">
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  <itunes:category text="Investing"/>
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		<title>How to Efficiently Sell your old items</title>
		<link>http://dumbagent.com/how-to-efficiently-sell-your-old-items/</link>
		<comments>http://dumbagent.com/how-to-efficiently-sell-your-old-items/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 11:58:10 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Amazon]]></category>
		<category><![CDATA[baby clothes]]></category>
		<category><![CDATA[clothes]]></category>
		<category><![CDATA[ebay]]></category>
		<category><![CDATA[electronics]]></category>
		<category><![CDATA[gazelle]]></category>
		<category><![CDATA[hand me downs]]></category>
		<category><![CDATA[Keepio]]></category>
		<category><![CDATA[online selling]]></category>
		<category><![CDATA[Storkbrokers]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=2059</guid>
		<description><![CDATA[Years ago we wrote an article on the pros and cons of eBay vs. Hand-me-downs.  We were curious to see whether older, inefficient methods could be replaced by newer, more efficient ones.  Our results were mixed.  It turned out that you never receive much for used items, and it takes a while [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Clouds go Mainstream</title>
		<link>http://dumbagent.com/clouds-go-mainstream/</link>
		<comments>http://dumbagent.com/clouds-go-mainstream/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 13:05:22 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[99designs]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[assistant]]></category>
		<category><![CDATA[Clouds]]></category>
		<category><![CDATA[Designs]]></category>
		<category><![CDATA[Elance]]></category>
		<category><![CDATA[Freelancer]]></category>
		<category><![CDATA[Freelancer.com]]></category>
		<category><![CDATA[Odesk]]></category>
		<category><![CDATA[virtual assistance]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=1916</guid>
		<description><![CDATA[At Dumbagent we have always been big supporters of cloud networks.  Not only do they bring users in direct contact with providers on a case by case basis, but they transcend all boundaries, quotas and tariffs that nations try to impose.  
We will therefore start listing sites for freelancers, designers and other services [...]]]></description>
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		<title>Mortgage Calculator</title>
		<link>http://dumbagent.com/mortgage-calculator/</link>
		<comments>http://dumbagent.com/mortgage-calculator/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 12:07:29 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[condo]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[monthly payments]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[ownership]]></category>
		<category><![CDATA[PMI]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[Property tax]]></category>
		<category><![CDATA[Real estate]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=1839</guid>
		<description><![CDATA[If you are considering buying a new home in the near future, we will direct you here. If, after reading that, you&#8217;re still the market, or if you&#8217;re already a homeowner, then we recommend you read on:
Chances are you have a good idea what the mortgage amount will be, but have no idea what your [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Your Education Worth it?</title>
		<link>http://dumbagent.com/is-your-education-worth-it/</link>
		<comments>http://dumbagent.com/is-your-education-worth-it/#comments</comments>
		<pubDate>Tue, 25 May 2010 11:30:07 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Ababon]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[tuition]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=1826</guid>
		<description><![CDATA[Since the school year is over and our seniors just graduated, many will be spending more time wondering about their future employment situation and, seeing that the situation is still somewhat dire, might be wondering if they should be further educating themselves, and if so, how?
Along these lines, we are re-posting an earlier article, featuring [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Invisible Hand at Hand</title>
		<link>http://dumbagent.com/invisible-hand-at-hand/</link>
		<comments>http://dumbagent.com/invisible-hand-at-hand/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 09:55:25 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Firefox]]></category>
		<category><![CDATA[invisible hand]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=1242</guid>
		<description><![CDATA[We have another program we are happy to introduce and, although we don&#8217;t usually judge a book by its cover, we&#8217;re all the more happy to do so because of its name. 
Invisible Hand is a program that can be downloaded and remains, true to its name, invisible most of the time.  Only when [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Human Cleaning Opinion Resources</title>
		<link>http://dumbagent.com/human-cleaning-opinion-resources/</link>
		<comments>http://dumbagent.com/human-cleaning-opinion-resources/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 09:55:15 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[DumbAgent.com]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Epinions]]></category>
		<category><![CDATA[Gethuman]]></category>
		<category><![CDATA[Howtocleananything]]></category>
		<category><![CDATA[Resources]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=1159</guid>
		<description><![CDATA[More Resources, this time on getting humans, on how to clean, and on opinions. As always, these will be featured in our Resources page:

GetHuman : If you&#8217;re tired of calling customer service only to have a recording ask you to press this and that and then put you on hold, just follow these steps to [...]]]></description>
		<wfw:commentRss>http://dumbagent.com/human-cleaning-opinion-resources/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Wisdom of Crowdsurfing</title>
		<link>http://dumbagent.com/the-wisdom-of-crowdsurfing/</link>
		<comments>http://dumbagent.com/the-wisdom-of-crowdsurfing/#comments</comments>
		<pubDate>Thu, 04 Jun 2009 09:55:38 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Airfarewatchdog]]></category>
		<category><![CDATA[Airlines]]></category>
		<category><![CDATA[Expedia]]></category>
		<category><![CDATA[flights]]></category>
		<category><![CDATA[Kayak]]></category>
		<category><![CDATA[Orbitz]]></category>
		<category><![CDATA[reservations]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Travelocity]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=1047</guid>
		<description><![CDATA[If you&#8217;ve traveled recently, chances are you&#8217;ve booked something online. If you booked something online, chances are you visited kayak.com, travelocity, expedia, orbitz, or some variation thereof.  If you&#8217;ve used these sites more than once, chances are you&#8217;ve noticed they tend to have more or less the same prices.
Airfarewatchdog.com is a slightly different variation, [...]]]></description>
		<wfw:commentRss>http://dumbagent.com/the-wisdom-of-crowdsurfing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sharing is Profitable</title>
		<link>http://dumbagent.com/sharing-is-profitable/</link>
		<comments>http://dumbagent.com/sharing-is-profitable/#comments</comments>
		<pubDate>Tue, 02 Jun 2009 09:55:38 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[renting]]></category>
		<category><![CDATA[sharing]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[Zilok]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=1050</guid>
		<description><![CDATA[Do you need a good drill for one job but don&#8217;t think it&#8217;s worth buying one? Would you like to show up at a dinner driving a motorcycle? Do you have season passes you won&#8217;t be using for a couple months? 
Zilok.com is a website with the elementary but ingenious idea of letting users rent [...]]]></description>
		<wfw:commentRss>http://dumbagent.com/sharing-is-profitable/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Visa Discounts, Coupons and Savings</title>
		<link>http://dumbagent.com/visa-discounts-coupons-and-savings/</link>
		<comments>http://dumbagent.com/visa-discounts-coupons-and-savings/#comments</comments>
		<pubDate>Tue, 19 May 2009 09:55:03 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[Deals]]></category>
		<category><![CDATA[Discounts]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[Visa]]></category>
		<category><![CDATA[Visa.com]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=902</guid>
		<description><![CDATA[For those of you who like a good deal, we&#8217;d like to point out Visa&#8217;s Online Discount Shopping site. We like it for several reasons:

Since they&#8217;re all through Visa you can be sure they&#8217;re legit, and
You don&#8217;t need to book with your Visa card, or even own a Visa card, to get these discounts.

We also [...]]]></description>
		<wfw:commentRss>http://dumbagent.com/visa-discounts-coupons-and-savings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Give Yourself Credit</title>
		<link>http://dumbagent.com/give-yourself-credit/</link>
		<comments>http://dumbagent.com/give-yourself-credit/#comments</comments>
		<pubDate>Tue, 12 May 2009 09:55:39 +0000</pubDate>
		<dc:creator>Ocean</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[AICCCA]]></category>
		<category><![CDATA[Association of Independent Consumer Credit Counseling Agencies]]></category>
		<category><![CDATA[Better Business Bureau]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[National Foundation for Credit Counseling]]></category>
		<category><![CDATA[NFCC]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://dumbagent.com/?p=1026</guid>
		<description><![CDATA[These days good credit is hard to come by, and even harder to maintain. Many people have been having problems with payments and debt,  and some need serious help.  If you do, then there is no shortage of people waiting to take what&#8217;s left of your money (and credit) and run away with a [...]]]></description>
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		<slash:comments>0</slash:comments>
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