Free Credit Reports
By Ocean on Mar 28, 2008 in Featured, Money Saving
If you live in the United States you know how important your financial credit can be. For the sake of free flow of information, please note that http://www.annualcreditreport.com is the only government approved website for attaining your free credit report with no strings attached. You are allowed to access one report from each of the three credit agencies free of charge once per year (which means three free credit reports per year).
Please also note that you will have to pay extra for your credit score, which will usually be around $15.
For future reference, you can find this information in the Credit & Privacy section of our Resources page.
Utility:
(5 votes, average: 7.6 out of 10)
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(5 votes, average: 7.6 out of 10) Loading ...
I used this service not too long ago and it’s fairly straight forward and absolutely free - as it is claimed. Aside from getting my credit score (over 700!), I was also made aware at who exactly were making the inquiries to my credit history, which explained all those ‘pre-approved’ credit card offers in the mail. Now, if I can only figure out how to stop them from sending those annoying letters to me.
Anonymous | Mar 30, 2008 | Reply
Actually there is a way. You can either go to http://www.optoutprescreen.com or call toll-free 1-888-5-OPTOUT (1-888-567-8688), and you will not receive these unsolicited credit card offers for 5 years.
I will post this information, along with the national Do Not Call Registry, in the Credit link as well for future reference.
Ocean | Mar 30, 2008 | Reply
Thanks - though, to be completely honest, they’ve been noticeably absent from my mailbox these past few months… which doesn’t bother me the least bit but yeah.
Anonymous | Mar 30, 2008 | Reply